Community referrals
Community referrals: what should you check?
Word of mouth can help people discover a service or community project. Before recommending a financial offer, explain what a new participant receives, what is required, any costs and the real source of any reward.
Understand the commitment
Be cautious of guaranteed-income claims, pressure to recruit quickly, or a model where payments mainly depend on new participants joining. A referral should never hide fees or replace independent checks.
Check before acting
The FTC resources below offer consumer guidance in the United States. Legal definitions differ by country; check the rules where the offer operates.