POINT FOCAL BLOG · Community and participatory finance

Collective strength creating financial opportunities

Independent, practical guides to how communities share savings, donations, skills and ideas — with risks and limitations clearly explained.

Browse categories

Crowdfunding
Rotating savings groups
Donations and financial mutual aid
Community referrals
Digital community finance

All five educational guides are now available in English, French, Spanish, Portuguese, Arabic and Hindi. Choose a topic below to read the guide.

Our editorial mission

POINT FOCAL BLOG is an educational media project about community and participatory finance around the world. We distinguish savings, donations, financing, loans and income, explain risks and never promise guaranteed returns.